Get Creative With Your Path To Financial Freedom
Paving The Road To Retirement
Start Planning Your Future
Life moves in phases, and for most, there are two distinct phases of financial life. The first is the accumulation phase. This is when people work hard and earn a living for their families. During this period, people are accumulating houses, cars, furniture, and, hopefully, a nest egg of savings for the day they will stop working.
These savings will substantially improve their standard of living once they enter the distribution phase. This is when individuals use their accumulated wealth to fund their retirement. Retirees strategize how they can meet their expenses using these savings combined with Social Security payments, pension payments, and any other financial arrangements.
At Creative Retirement, we will teach you all the financial options available to you. After learning all the available information, you can make the right decision for your retirement. We promise to be transparent and care for you and your best interests by offering support in analyzing, implementing, and monitoring your plan every step of the way for the duration of your life.
Scroll below to start your journey to retirement today!
Schedule Your Complimentary Consulation
Income Planning
As part of our retirement planning, we will look at your current income and show you your income potential in retirement. We work with you to develop a long-term income plan that will last you the rest of your life. We’ll explain your Social Security benefits and make sure you’re getting the most out of them for your situation. If you have a pension, we’ll walk you through the options and help you decide what’s best for you. Also, we’ll prepare you for other factors, such as a spouse’s unexpected death, inflation, or taxation.
Tax Review & Analysis
Taxes represent a significant portion of our expenses, yet we often avoid exploring methods to keep Uncle Sam out of our pockets. At Creative Retirement Planning, we adopt a holistic approach to financial planning that encompasses strategies for minimizing taxes. It is important to recognize that every financial decision you make has tax consequences. Therefore, having a comprehensive retirement plan that incorporates tax-efficient investment strategies is crucial. Always remember, it’s not just about earning money, but also about preserving it.
Retirement Accounts
Since retirees may be living largely off their savings, that money needs to be protected in case of a recession or market downturn. However, retirement savings also need to earn enough gains to keep up with inflation. We can help recommend the right mix of bonds, equities, and other investments to keep some money safe while allowing a portion of the portfolio to grow.
Succession Planning
To ensure the future success of your business, it is crucial to develop a comprehensive retirement plan that addresses the inevitable transition of leadership. After investing years of hard work into building your business, it is important to consider who will assume your role, what actions will be taken, and when this succession plan will be executed. Together, we will develop a strategy for succession planning, retirement income, and tax planning. Let us help you successfully exit your business and enter retirement.
