At Creative Retirement Planning, LLC, we focus on the following areas:

Retirement Planning

More than ever, people are living well past age 65. According to recent life expectancy charts, if you are currently 65 years old, you can expect to live into your early to mid-80s. This trend can be attributed to medical advancements, modern technology, and healthier lifestyles. This longer life expectancy, combined with the desire of many people to retire early (before age 65), has put an increased burden on many retirement accounts.

With over 30 years of combined experience, Kip Nussbaum and Ron Tetley understand the key issues many retirees are facing. We have identified three main areas that are of particular importance:

Through the use of highly sophisticated software, Creative Retirement Planning, LLC can help you protect your principal, increase your monthly income, and reduce your taxes at the same time!


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Tax Planning

Creative Retirement Planning, LLC offers numerous tax planning services, including:

Let our tax professionals give your taxes the attention they deserve.

Structured Settlements

At Creative Retirement Planning, we are pleased to offer structured settlements for both attorneys and their clients.

For attorneys, your contingent fees can be structured. For clients, a structured settlement can be used for personal injury cases, employment issues, harassment cases, punitive damage awards, and even the sale of a business or property (Structured Installment Sale).

There are potential benefits to setting up a structured settlement. Call us today to find out how to structure your attorney fees or settlement.

Estate Planning

With our estate planning services, we use comprehensive strategies to help avoid probate. We also know how to retitle property deeds and accounts in the most time-efficient manner.


We offer the top long-term care products, life insurance products, and annuities (fixed/equity indexed) that can protect your hard-earned assets and provide a safe financial future.

Retirement Accounts

Our team of financial professionals will shine a light on all your financial concerns and develop a customized plan for your retirement accounts. We offer retirement services in the following areas: